> For the complete documentation index, see [llms.txt](https://jigsaw.gitbook.io/jigsaw-protocol/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://jigsaw.gitbook.io/jigsaw-protocol/about-jigsaw/key-features.md).

# Key Features

### Minimal Borrowing Fee

Users who hold jUSD and/or are integrated into the Jigsaw ecosystem will be subject to **little or no borrowing fees.** This enables seamless looping with our partner assets via money markets. Users who exit jUSD positions may incur significantly higher borrowing fees, potentially up to, but not limited to, 20%

### Fee Structure

Jigsaw will implement a native global interest rate on jUSD borrowings. This interest will contribute to growing the protocol-owned liquidity (POL).

Additionally, Jigsaw will apply an increased interest rate on users who have fully exited their JUSD positions through our liquidity pools.


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